Moving to a new country can be both exciting and overwhelming, especially when taking on the responsibilities of a student at the same time. CIC News has compiled a list of steps that will ensure your move to Canada is ultimately a smooth one.
Getting started
Regional tenant regulations
From requiring written notice to inspect a property, to maintenance time frames and eviction notices; taking the time to research your rights and responsibilities as a tenant may help avert many a housing related crisis.
Discover your options to study in Canada
By-laws regarding property maintenance can be a two-way street, with landlords and tenants having separate obligations to fulfill. Tenants will need to keep the building clean and in good order and report any faults or incidents as soon as possible.
In the event of a dispute between tenant and landlord, the resolution will be handled differently depending on the province. For example, tenants living in Ontario will consult the Ontario Landlord Tenant Board (LTB), whereas disputes in British Columbia will be handled by the Residential Tenancy Branch (RTB). It’s best to check your local government website to see how disputes are handled in your province.
Rent control
Some regions of Canada have rent control; the majority do not. For example, British Columbia currently enforces a rent increase limit of 3.5% for the year 2024, and landlords are required to give three full months’ notice before increasing the rent.
See the table below for a breakdown of rent control by province.
Province Rent increase caps (2024, 2025) Additional restrictions Exemptions to rent control
British Columbia 2024 rent increase limit: 3.5%
2025 rent increase limit: 3% Rent can be increased once every 12 months
Landlords must provide 3 months' notice
Utilities and other fees can only be increased with tenant's agreement
Manitoba 2024 rent increase guideline: 3%
2025 rent increase guideline: 1.1% economic adjustment factor
Rent increase guideline applies to most rental units Units exempt from the guideline include high-rent units and government-owned properties
Ontario 2024 rent increase guideline: 2.5%
2025 rent increase guideline: 2.5% Note: Rent control policies only apply to residential buildings first built or occupied before November 15, 2018
Rent can be increased once every 12 months
Proper written notice of at least 90 days required Exceptions include new buildings and most new basement apartments
Prince Edward Island 2024 rent increase guideline: 3%
2025 rent increase guideline: To be set annually by the Director of Residential Tenancy Rent increases can occur once a year
Landlords must provide 3 months’ notice Increase above the allowable amount requires application to Rental Office
*For residential properties built or first occupied prior to 15 Nov 2018.
Campus rules and regulations
Campuses often feature different regulations than the surrounding communities. For example, although smoking tobacco and cannabis in public is legal in most Canadian jurisdictions, university and college campuses are private property, and many campuses enforce “smoke-free” rules that prohibit smoking anywhere on campus.
Other examples include residential quiet hours to minimize disruption, or rules regulating the use and parking of vehicles on campus.
It’s worth taking the time to familiarize yourself with campus regulations, which are typically available on your university website, or in paper form from the student union.
Local by-laws
As the name implies, these vary across Canada. For example, the city of Toronto has quiet hours spanning 11 PM to 7 AM on weekdays and from 11 PM to 9 AM on weekends.
If you are coming from Europe, or another part of the world with more relaxed attitudes toward drinking, you’ll especially want to pay attention to the laws prohibiting alcohol consumption at certain times and public spaces.
You can find your city’s by-laws on your municipal government website.
Social Insurance Number (SIN)
Assuming your study permit allows for off campus work, you will need to apply for a SIN upon entering Canada. This can be done on the Government of Canada website, and requires your study permit as well as your passport and supporting document.
The process does not take long to complete. Once a SIN has been issued you can work for any employer permitted under the conditions of your study permit. It will also be used by the Canada Revenue Agency (CRA) to collect income tax and to remit tax benefits and/or tax refunds.
Health insurance – emergency and major medical
Some students will be automatically enrolled in a ‘group’ health through their university, charged as part of student fees. This typically covers immediate emergency care situations such as broken bones or head trauma. It also offers coverage for unforeseen life-threatening health conditions such as cancer.
While some provincial health insurance plans will cover international students, others will require you to find and pay for your own coverage. Also, even if your province of residence provides coverage you may be subject to a waiting period.
Health insurance – extended health coverage
Health insurance for care which is not covered under a provincial or territorial plan is typically referred to as “extended health coverage.” In Ontario, for example, extended health coverage would typically include things such as the following:
– Prescription drugs
– Dental care
– Paramedical (e.g., physiotherapy, massage therapy, chiropractic medicine, chiropody, naturopathy, psychotherapy)
Many students may have access to extended health coverage through group health insurance plans offered through their university or student union. If your institution offers it, purchasing this coverage may be optional or mandatory. You may also be able to enroll your spouse and/or dependents in the plan.
Primary care provider
Most universities will offer healthcare facilities through campus health services. Student medical clinics will offer on campus care, allowing students to access non-emergency care such as prescriptions, check-ups and vaccinations.
Normally the first use of these services will require filling in an online form, and seeing a practitioner will be on an appointment basis.
Settling in
Waste collection
Waste collection (garbage, recycling, and/or compost/green bins) will vary depending on where you live.
If you live on campus, or in an apartment building, ask your university or building management/landlord for information about waste disposal.
If you live in a detached home, town house, duplex, triplex, or fourplex, you will likely have curbside waste collection, typically weekly. Check your municipality’s website for information on waste collection.
Most urban regions in Canada divide household waste into garbage, recycling, and green bin waste.
Phone and internet
Travelling to another country is already a potentially isolating experience. Reliable, fast internet and a phone plan with ample data and minutes will help bridge the gap between you and back home. It will also help you keep in touch with all your new friends on campus.
It’s no secret Canada has some of the most expensive data plans out there, but shopping before the fall term begins will allow you to take advantage of back-to-school deals that can offer considerable savings.
Shopping for home internet access (assuming your campus doesn’t provide it) at the same time might also open you up to package deals from some providers.
Discover your options to study in Canada