How Newcomers Can Send Money Abroad with TD Global Transfer™

Are you new to Canada and have family living abroad? Perhaps you need to send money home from time to time?

Whether you are supporting loved ones or managing your ongoing financial commitments, TD Global Transfer^TM may offer you a helpful solution to send money overseas.^[1]

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In this article we’ll take a closer look at TD Global Transfer^TM, a service that assists you in sending money back home to your family – or to manage your affairs abroad.

Discover TD Global Transfer^TM:  An Option for New Canadians

TD Global Transfer^TM  is a service that can support the needs of newcomers. It offers a convenient way to send money internationally.

Its purpose: To help you transfer funds safely and securely across borders, either regularly or on a one-off basis.

With TD Global Transfer™, there are several options for sending money, including:

a. International Bank Transfer: If you prefer sending money to a bank account, TD offers international bank transfers. This option allows you to transfer money directly to the recipient's bank account in more than 150 countries.

b. Western Union® Money Transfer^SM: With TD Global Transfer™, you can send money for cash pick up to locations worldwide using Western Union® Money Transfer^SM. This method ensures that your funds reach your recipient^[1] in as little as 2-4 hours.

c. Visa Direct: With Visa Direct, you have the ability to send money when you need to eligible Visa Debit, Visa Credit, and Reloadable Prepaid Visa Cards worldwide.^[2] This method allows the recipient to receive funds within 24-48 hours.

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How TD Global Transfer™ May Benefit You:

1. Worldwide Access: TD Global Transfer™ provides access to more than 200 countries. Our global reach may help facilitate your money transfers so they reach your loved ones in a timely fashion.
2. Sending Choice: TD offers three transfer methods. That means you have the flexibility to select the option that meets your needs. Choose between: 1) cash pick up with Western Union^® Money Transfer^SM; 2) direct to card with Visa Direct; or 3) direct to account with International Bank Transfer.
3. Focus on Security: At TD, your security is a priority. All our customer transactions are protected by industry-leading security measures.
4. Timely Delivery: With TD Global Transfer^TM you may receive timely delivery, with transfers typically completed in timelines of a few hours to a few business days. That said, the timeline for international money transfers may vary depending on the chosen transfer method, with approximate timeframes outlined below:
   • Western Union^® Money Transfer^SM cash pick-up: 2-4 hours^[3]
   • Visa Direct: 24-48 hours^[4]
   • International Bank Transfer: 1-5 business days^[3][4]

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Getting Started with TD Global Transfer^TM:

Sending money with TD Global Transfer™ may be easier than you think. Follow the simple steps provided on the TD website, where you’ll find helpful instructions and guidance at every stage of the process.

As you settle into your new life in Canada, consider TD Global Transfer™ as an option for managing your international money transfers.

Why Choose TD?

150 years helping Canadians:

TD has a proud history of delivering financial solutions to Canadians for more than 150 years. TD also brings a century of experience helping newcomers navigate the unique challenges of the Canadian banking system.

With over a thousand branches, a reputation for excellence in financial services, and the ability to also serve you in more than 80 different languages, TD has become one of the largest and most trusted banks in Canada, now serving 16 million Canadians.

TD offers online support and resources of interest to newcomers on topics such as banking basics, moving to Canada, credit score essentials, and more. TD is open longer hours for your convenience and has thousands of ATMs across Canada to help you take care of your everyday banking needs quickly and easily.

Ready to Bank?

Learn more about TD New to Canada Banking Package today. Book an appointment to talk with a TD Personal Banking Associate about the TD New to Canada Banking Package. You can book online right away, or visit the TD website to learn more.

Legal Disclaimer:

Information provided by TD Bank Group and other sources in this article is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times. Information in this article is for informational purposes only and is not intended to provide financial, legal, accounting, or tax advice and should not be relied upon in that regard. This information is not to be construed as a solicitation to buy. Products and services of the TD Bank Group are only offered in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement. The information in this article is subject to change without notice.

TD Bank Group ("TD") means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance, and other products or services.

TD Direct Investing is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

^® The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

[1] https://www.canada.ca/en/financial-consumer-agency/services/payment/international-money-transfers.html

[2] For transactions in currencies other than that of the originating account, a foreign exchange conversion will occur. Customers will be advised of the rate used for the conversion prior to completing the transaction. Transfer fee is in the currency of the account from which the funds are sent.

[3] Service timing and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.

[4] Estimated delivery time varies by country and will be displayed to you at the time of transaction. Transfer may be rejected, frozen or held due to regulations, policies and/or laws. Actual timing for funds availability varies by financial institution and depends on various factors, including regulations in the destination country, currency, amount of transfer, fraud screening in destination country and/or any other reason beyond the control of TD.